Elevate Your Real Estate Game with eFunder's Commercial Mortgages

When banks turn you away, we open doors with our tailored commercial mortgages.

Welcome to eFunder, your gateway to real estate success. Whether you’re buying a property, refinancing, or searching for quick business funding, our seasoned experts have the solutions. With competitive rates, flexible loan programs, and personalized guidance, we’ll help you achieve your investment goals. Don’t let financing hurdles stop you—step into a brighter future with eFunder. Explore our loan programs and book a free consultation now!


Total Assets Financed


Loan Rate Approval

<72 Hours

Funding Seed

The Power of Investing in Real Estate with eFunders Loans

Our expert team is committed to helping you thrive in the competitive real estate market. Whether you’re a seasoned investor or just getting started, our diverse loan options and competitive rates offer the perfect solutions to finance your dreams. From fix-and-flips to long-term rentals, we provide the financial support you need to achieve success. Experience the difference of working with eFunder and take your real estate investments to new heights. Start your journey today and apply now for a loan that suits your unique goals.

Diverse Loan Programs Tailored toYour Success

Our expert team is committed to helping you thrive in the competitive real estate market.

Fix n Flip/Rent

Short-term financing for the purchase & rehab of 1-4 unit non-owner occupied properties

  • Up to 90% of purchase
  • Up to 100% of Rehab
  • Competitive Rates
  • Loans $100K – $5M

Rental Loans

Long-term financing for investors who are holding properties for rental income

  • Up to 80% of purchase
  • Up to 80% on cash-out refi
  • Competitive Rates
  • Loans $100K – $5M

Small Balance Commercial

Long-term financing for mixed-use, multi-family, small balance commercial

  • Up to 80% of purchase
  • Up to 80% on cash-out refi
  • Competitive Rates
  • Loans $100K – $5M

Bridge Loans

Short-term financing for the purchase & rehab of non-owner occupied properties

  • Transition and stabilize your assets
  • ​Up to 80% LTV
  • Competitive Rates
  • Loans $250K – $5M

SBA Loans

Government-guaranteed loans for small businesses that utilize at least 51% of the property space

  • SBA 504
  • SBA 7A
  • Owner-Occupied Businesses
  • Must Occupy 51%
  • Low Rates

Equipment Financing

Loans & leases to distribute equipment costs over a period of time rather than one upfront purchase

  • Fast approval within 72 hours
  • Highly competitive rates and terms
  • ​$5,000 to $10,000,000
  • Minimum 1 year in business
  • Approval possible with credit challenges

Charting Your Course to Real Estate Terence Young's YouTube Series

In this engaging series, Terence shares invaluable insights and time-tested strategies to empower aspiring and seasoned investors alike. With real-life examples and a supportive community, Terence navigates you through the dynamic world of real estate, helping you discover hidden opportunities and embrace a mindset of abundance. Subscribe now!

Terence Young's Journey to Real Estate Triumph

Welcome to my real estate journey! I’m Terence Young, a passionate commercial mortgage broker. What I love most is helping people achieve their investment dreams through exceptional funding solutions. Embodying Winston Churchill’s words, “We make a living by what we get, we make a life by what we give,” I’m committed to supporting others in the real estate world.

In my early days of real estate investing, I encountered familiar challenges that many face today. Despite ambitious goals, securing the necessary funds for my visions was a struggle. Traditional banks were hesitant about fix-and-flip loans, and hard money lenders burdened me with excessive fees, jeopardizing potential profits. In hindsight, having someone like me – an experienced investor to guide me through obstacles and find the best loan options – would have been invaluable.

In 2004, my real estate journey began while I worked for a national retailer in the corporate world. Feeling unfulfilled, late-night real estate infomercials ignited a spark within me. I took the plunge and purchased my first property to flip. Like any rookie, I encountered challenges, but I also learned invaluable lessons about equity appreciation after refinancing the property and pulling out $26,000.

Since then, I’ve delved into wholesaling, fix-and-flips, and even ventured into becoming a landlord. These experiences led me to join Fortune Builders, where I had the opportunity to coach others and understand the importance of implementing efficient investing systems. Join me on this exciting journey to real estate triumph as we navigate the dynamic world of property investment, uncover hidden opportunities, and chart a course to financial prosperity.

Terence Young

Download Securing a Commercial Mortgage By Terence Young​

The 6 Advantages of Securing a Commercial Mortgage Through a Qualified and Knowledgeable Broker

I wrote this e-book so you can make an informed and intelligent decision the next time you contemplate looking for a commercial mortgage. After you finish reading this, you’ll be more knowledgeable than most as to why commercial mortgage lending, particularly in the wake of Covid-19, will be in more demand than ever, with borrowers turning away in masses from traditional main street banks in search of a product that is nuanced and specific to their needs.


Find Out What Our Past Clients Are Saying

“Terence has been amazing in helping me find funding for my real estate deal in Pittsburgh. It was quite a complicated deal because it involved repurposing existing eight unit building and turning it into four single-family townhouses. So it was multiple stages to it and Terence got me a rate that I couldn’t have found on my own”
Jeff V.
“So for anyone who is looking to either getting into real estate or someone who wants to expand their portfolio, Terence is definitely someone that you want to have on the financing team”
Jeff G.
“The e-funders family did an amazing job on every deal that I've done. Everything ran smooth perfectly flowed and I'm so satisfied with your service.”
Darwin C.

Daily Tips to Understand Real Estate Investments

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Are you interested in building wealth through real estate but need help figuring out where to start? The buy-and-hold strategy might be the perfect fit for you. This approach involves purchasing and holding properties for an extended period, allowing you to benefit from rental income and property appreciation. Unlike quick-flip...

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Phone calls or Zoom meetings are available by appointment only. Dial +1 412-307-9211 to talk to our team directly, or click here to schedule a Zoom call for a virtual meeting at your convenience.

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