Financing Solutions

Business-purpose real estate financing organized around borrower intent, property strategy, and execution.

eFunder Capital is a business-purpose real estate capital platform helping investors and business owners identify, structure and execute financing across direct, correspondent and specialty capital sources. Financing is subject to underwriting, property eligibility, borrower qualifications, valuation, program availability and final credit approval. Rates, terms, leverage and documentation requirements vary by transaction and capital source. Financing is intended for business or investment purposes; owner-occupied residential consumer-purpose financing is not offered through these programs.

Services

Financing Solutions

Fix & Flip Loans

We specialize in tailored financing solutions designed to support house-flipping projects for both new and experienced real estate investors.

Whether you’re tackling your first fix-and-flip or scaling a portfolio of renovations, we provide the resources and expertise you need to succeed.

  • Program-dependent leverage
  • Purchase and rehabilitation financing options
  • Execution-focused financing
  • Terms subject to borrower, property, and project review

DSCR Rental Loans

Long-term financing for eligible investment properties, with the property’s rental income and cash flow serving as important underwriting factors. Borrower credit, liquidity, reserves, experience, and the complete transaction still matter.

  • Purchase and refinance options may be available.
    Rental and investment properties only.
    Final terms depend on lender and program review.

Small Balance Commercial

Financing options are evaluated based on the location, property type, borrower profile, use of proceeds, and transaction. Program availability and terms vary.

  • Program-dependent leverage
  • Purchase and refinance options
  • Flexible financing structures
  • Terms subject to property, cash flow, borrower, and transaction review

Bridge Loans

eFunder Capital helps investors evaluate short-term financing for acquisitions, transitions, and property stabilization. Program availability and terms vary by property and transaction.

  • Transition and stabilize your assets
  • Program-dependent leverage
  • Short-term financing structures
  • Terms subject to property and transaction review

Ground-Up Construction Loans

Business-purpose construction financing for investors and developers building eligible residential or commercial real estate. Underwriting considers the project, site, budget, exit strategy, borrower qualifications, and execution experience.

  • Ground-up construction for eligible real estate projects.
    Purchase or owned-land scenarios may be considered.
    Terms depend on budget, valuation, borrower qualifications, and exit strategy.

Multifamily Financing

Financing for qualifying multifamily acquisitions, refinances, and capital plans, evaluated around the property, operating performance, borrower profile, and transaction strategy.

  • Purchase and refinance strategies.
    Small-balance and larger transactions evaluated by fit.
    Terms vary by property, cash flow, borrower, and capital source.

Mixed-Use Property Financing

Financing for eligible properties combining residential and commercial uses, structured around occupancy, tenants, property cash flow, use of proceeds, and borrower qualifications.

  • Purchase and refinance options may be available.
    Property mix and operating profile are reviewed.
    Terms vary by transaction and capital source.

eFunder EquityFlex Loan™

A distinct real estate financing solution built around a practical principle: Equity first. Opportunity second. Credit considered appropriately.

  • Designed for qualifying business-purpose real estate scenarios.
    Structure depends on collateral, borrower, and transaction review.
    No approval, leverage, or closing outcome is guaranteed.

Choose the Right Next Step

Have a defined transaction? Submit your deal. Need help determining the financing structure? Request a financing review.