As Pittsburgh’s Trusted Direct Lender, we offer:
Fast Approvals – Pre-approvals in 24-48 hours
Local Expertise – Deep knowledge of Pittsburgh’s real estate market
Serving Pittsburgh Investors: Whether you’re investing in Lawrenceville, East Liberty, Shadyside, Monroeville, Murrysville, Penn Hills, Plum, Wexford, Cranberry, Sewickley, Upper St. Clair and beyond, we provide the funding to fuel your growth.
Ready to Fund Your Next Deal?
Apply Now for direct lending or Book a Free Consultation with our Pittsburgh team!
Total Assets Financed
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Funding Seed
At eFunder Capital, we’re dedicated to empowering Pittsburgh real estate investors with fast, flexible financing tailored to your goals. Whether you’re a seasoned investor expanding your portfolio or just getting started, our direct lending solutions make funding fix-and-flips, rental properties, and multi-family investments simple and stress-free.
As Pittsburgh’s trusted direct lender, we offer:
✔ Fix-and-Flip Loans – Up to 100% rehab financing with fast approvals
✔ Long-Term Rental Loans – 30-year terms for cash-flowing properties
✔ Multi-Family – Ideal for Pittsburgh’s growing market
✔ Ground-Up Construction Loans – Build new projects with up to 90% LTC
With eFunder Capital, you gain more than just funding—you gain a trusted partner committed to helping you scale, grow, and succeed in Pittsburgh’s competitive real estate market.
Investing in Pittsburgh? We’re Here to Help.
From Lawrenceville to South Side, Shadyside to East Liberty, Monroeville, Murrysville, Wexford, Cranberry we provide local expertise and direct funding to help you maximize your investments.
Apply Now or Book a Free Consultation to find the right loan for your next deal!
Our expert Pittsburgh, Pennsylvania team is committed to helping you thrive in the competitive real estate market.
Short-term financing for the purchase & rehab of 1-4 unit non-owner occupied properties
Long-term financing for investors who are holding properties for rental income
Long-term financing for mixed-use, multi-family, small balance commercial
Short-term financing for the purchase & rehab of non-owner occupied properties
Government-guaranteed loans for small businesses that utilize at least 51% of the property space
Loans & leases to distribute equipment costs over a period of time rather than one upfront purchase
In this engaging series, Terence shares invaluable insights and time-tested strategies to empower aspiring and seasoned investors alike. With real-life examples and a supportive community, Terence navigates you through the dynamic world of real estate, helping you discover hidden opportunities and embrace a mindset of abundance. Subscribe now!
Welcome to my real estate journey! I’m Terence Young, a passionate commercial mortgage broker dedicated to helping people achieve their investment dreams through exceptional funding solutions. Inspired by Winston Churchill’s words, “We make a living by what we get, we make a life by what we give,” I’ve made it my mission to empower others in the dynamic world of real estate.
In my early days as a real estate investor, I faced the same challenges many of you might encounter today. Despite ambitious goals, securing the right funding was a constant struggle. Traditional banks hesitated with fix-and-flip loans, and hard money lenders imposed excessive fees that threatened my profits. Looking back, I know how invaluable it would have been to have someone like me—an experienced investor and broker—to guide me past these obstacles and unlock the best financing options.
In 2004, while working in corporate America for a national retailer, I found myself unfulfilled. Late-night real estate infomercials sparked a desire for something greater. Determined to change my life, I took a leap of faith and purchased my first property to flip. Like any newcomer, I faced my share of challenges, but those early days taught me the power of equity appreciation. Refinancing that first property and pulling out $26,000 was a turning point—it solidified my belief in the transformative potential of real estate.
Over the years, I’ve explored nearly every facet of real estate, from wholesaling and fix-and-flips to becoming a landlord. These experiences shaped my perspective and taught me the value of streamlined systems for success. My time with Fortune Builders allowed me to coach others, further fueling my passion for helping aspiring investors overcome barriers and achieve their dreams.
Today, I invite you to join me on this journey to real estate triumph. Together, we’ll navigate the ever-changing world of property investment, uncover hidden opportunities, and chart a course to financial prosperity. Whether you’re a seasoned investor or just starting out, I’m here to guide you every step of the way.
Terence Young
Pittsburgh is one of the hottest real estate markets for fix-and-flip investors, with a mix of historic homes, emerging neighborhoods, and high demand for renovated properties. But if you’ve ever tried to finance a flip through a traditional bank, you know the struggle—strict lending requirements, slow approvals, and rigid loan terms can keep you from acting fast on great investment opportunities.
That’s why private financing is the key to flipping houses successfully in Pittsburgh’s competitive market. Welcome to The Ultimate FIX-AND-FLIP Funding Blueprint, your step-by-step guide to securing fast, flexible private loans designed specifically for real estate investors in the Steel City. Whether you're flipping a classic brick rowhouse in Lawrenceville, restoring a Victorian in the North Side, or rehabbing a duplex in East Liberty, this guide will show you exactly how to get funded quickly—without the roadblocks of traditional lenders.
Reviews
By Terence Young Founder, eFunder Capitalhttps://eFunderCapital.com/dac The best income streams are the ones that keep paying you — even when you’re not working. A few months ago, I decided to test something new.I wanted to see if I could earn residual income by simply connecting small businesses to funding sources...
By Terence Young Founder, eFunder Capitalhttps://eFunderCapital.com/dac Sometimes, getting denied isn’t about your business — it’s about the details. In my years of working with business owners and brokers, I’ve seen hundreds of funding applications get slowed down — or stopped altogether — for reasons that could’ve been fixed in five...
By Terence YoungFounder, eFunder Capital🔗 https://eFunderCapital.com/dac The lending world is evolving faster than most business owners realize. Over the last few years, we’ve watched the traditional loan process — long forms, manual underwriting, and weeks of waiting — give way to a faster, data-driven system. Today, lenders are making same-day...
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