Turnkey Rental Financing Solutions

Explore the potential of turnkey rental financing for residential and commercial properties across the nation. We offer flexible options for 1-4 unit residential investment properties, multifamily apartments, mix-used properties, offices, and warehouses, providing hassle-free financing with competitive rates tailored to your needs. Maximize your investment opportunities with our trusted Pittsburgh owned nationwide commercial mortgage brokerage.


LTV on Purchases

Up to 80%

LTV on cash-out refi


Rates Available


Rates Available

Qualification Factors: Understanding How Lenders Assess You and Your Investment Deal

Credit Score: Lenders typically prefer a middle credit score of 680 or higher. If you need assistance improving your credit, visit www.eFunderCredit.com.

Tax Returns: A lender requires a complete financial history of the last 3 years, including both personal and business federal tax returns. While some offer only bank-statement lending, submitting tax returns can enhance your chances of approval.

Pay Stubs: If you have a job, lenders may request your last three pay stubs to verify your income.

Bank Statements: Providing the last three months of personal and business bank statements is essential to confirm available funds for the down payment and closing costs.

Corporate Documents: Present your EIN SS-4 Form, Articles of Organization, and Operating Agreement. If any partner owns 20% or more of the business, their documents are also necessary.

Personal Financial Statement: Many long-term lenders require a Personal Financial Statement (PFS) from each borrower to evaluate assets, debt, income, and net worth.

Application: This initiates the process, so ensure you complete the application thoroughly to avoid any delay or rejection by the lender.

Understanding Rental Loans

What Can I Use Rental Loans For?


Where the property is located is very important. Most lenders want properties to be in urban and suburban areas. Properties in rural areas are very difficult to finance. Not impossible, just more difficult.

Property Type

Rental loans provide long-term financing options for a diverse range of commercial properties, including office spaces, retail stores, mix-use, apartment buildings, single family and 2-4 unit investment property and more.

Property Value

Nearly all lenders have a minimum and maximum loan amount. We offer a $100,000 minimum, while our maximum can extend into the tens of millions depending on the property value and qualifications of the borrower.


The lender will always want to see a copy of the current lease agreements. All lease agreements must be signed. This will show the cash flow of the property and will be verified by the appraiser.

Property Tax Return

Depending on the type of property, a lender may want to see the federal tax returns on the property for the last three years. This will show how the property performs, capital improvements that may or may not have been done, overall cash flow, and property expenses.

Profit & Loss Statement

This will be a report of the property's year-to-date performance, designed to be sent to a lender for evaluation. It allows the lenders to assess the property's financial health and profitability. This document plays a crucial role in the lender's decision-making process.

Location Appraisal

The appraisal determines the property's true value. If it aligns with the purchase price, the loan process proceeds as planned. However, if the property appraises below the purchase price, adjustments may be needed, potentially requiring additional funds at closing.

Transparent Pricing: Our Broker Fee and Payment Policy Explained

Our broker fee is two points (2% of the loan amount) on anything over $100,000 or four points on anything less than $100,000, or a minimum commission of $2,500, whichever is greater.

Ready to Get Started?

Unlock Your Financial Goals: Apply for a Loan Today!

Rental Quick Application

Please be as detailed as possible.