A Distinct eFunder Capital Solution
Equity first. Opportunity second. Credit considered appropriately.
A business-purpose real estate financing solution for qualifying scenarios where collateral equity and the complete transaction may support a practical capital structure.
How EquityFlex Is Positioned
The eFunder EquityFlex Loan™ is a specific financing solution. It applies the broader EquityFlex Framework™ capital-planning philosophy without replacing underwriting or final credit review.
Current Qualified Parameters
Current program guidance may include loan requests from $75,000 to $5 million, generally up to 50% first-mortgage LTV, and 30-year fixed options. Qualifying seller or subordinate financing may permit higher combined leverage on eligible non-owner-occupied investment properties. Availability and final structure are transaction-specific.
Credit and Transaction Review
Current program guidelines do not state a universal minimum credit score, but credit remains part of the complete transaction review. Property eligibility, equity, valuation, borrower qualifications, documentation, and program availability all matter.
Choose the Right Path
Submit a defined property and financing request through Deal Intake. If you are unsure whether EquityFlex or another strategy is appropriate, request a Financing Review first.
Financing is subject to underwriting, property eligibility, borrower qualifications, valuation, program availability and final credit approval. Rates, terms, leverage and documentation requirements vary by transaction and capital source. Financing is intended for business or investment purposes. Owner-occupied residential consumer-purpose financing is not offered through these programs. Nothing on this page is an approval, commitment, or guarantee of financing.