Get Started With Our Equipment Loans

At eFunder, our leasing and equipment financing is an excellent solution for business owners who want to borrow money for equipment to grow their business. If you’re a business owner that has existing equipment, you can also borrow against it. Many business owners use this type of funding to lease equipment. This way, they can take advantage of tax breaks without using out-of-pocket money to buy the equipment.

72 Hours

For approval


Rates and Terms




Despite credit challenges

Qualification Factors: Understanding How Lenders Assess You and Your Investment Deal

Equipment being financed or used as collateral: Details of the specific equipment you intend to finance or use as collateral will be examined.

3-6 months Business Bank Statements: These statements give insights into your company’s financial health, cash flow, and overall stability.

Personal credit: Your personal credit score will be evaluated to gauge your creditworthiness. A minimum credit score of 640 is required to buy heavy equipment and lease equipment. If you need assistance improving your credit, visit

Time in business: Minimum 1 year in business.

No open collections, tax liens, judgments, foreclosures, or bankruptcies.

What Can You Use Your Equipment Loan For?

Construction Equipment Financing

Acquire or lease heavy construction equipment like excavators and bulldozers to boost productivity and take on bigger projects while enjoying tax benefits.

Farming and Agricultural Equipment

Upgrade farming tools such as tractors and irrigation systems to increase crop yields, reduce costs, and benefit from tax-deductible interest.

Commercial Signage and Vehicle Graphic Wraps

Invest in eye-catching marketing tools like commercial signage and vehicle wraps to enhance brand visibility and attract more customers.

Machine Tools and Manufacturing Equipment

Get advanced machine tools such as CNC machines and industrial robots to improve production efficiency and product quality, while spreading costs over time through financing.

Transparent Pricing: Our Broker Fee and Payment Policy Explained

Our broker fee is two points (2% of the loan amount) on anything over $100,000 or four points on anything less than $100,000, or a minimum commission of $2,500, whichever is greater.

Ready to Get Started?

Unlock Your Financial Goals: Apply for an Equipment Loan Today!

Equipment Financing Quick Application

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