By Terence Young Founder, eFunder Capitalhttps://eFunderCapital.com/dac The best income streams are the ones that keep paying you — even when you’re not working. A few months ago, I decided to test something new.I wanted to see if I could earn residual income by simply connecting small businesses to funding sources...
By Terence Young Founder, eFunder Capitalhttps://eFunderCapital.com/dac Sometimes, getting denied isn’t about your business — it’s about the details. In my years of working with business owners and brokers, I’ve seen hundreds of funding applications get slowed down — or stopped altogether — for reasons that could’ve been fixed in five...
By Terence YoungFounder, eFunder Capital🔗 https://eFunderCapital.com/dac The lending world is evolving faster than most business owners realize. Over the last few years, we’ve watched the traditional loan process — long forms, manual underwriting, and weeks of waiting — give way to a faster, data-driven system. Today, lenders are making same-day...
By Terence Young Founder, eFunder Capitalhttps://eFunderCapital.com/dac I’ve never been funded this fast — and I’ve been in lending for years.When you’ve been in the business lending world long enough, you get used to a certain pace. Applications. Paperwork. Waiting on approvals. Weeks go by before a client hears anything. That’s...
If you’re looking to scale your real estate investments or buy property for your business, chances are you’ll need a commercial real estate loan. But qualifying—and applying—for one isn’t as simple as filling out a form online. It’s a strategic process that depends on your financials, your property’s potential, and...
When it comes to funding your next real estate deal, choosing the right loan product can make or break your investment. Whether you’re eyeing your first rental property or scaling a growing portfolio, understanding your financing options is key. Two common paths you’ll encounter? DSCR loans and conventional mortgages. Each...
One of the most common questions in real estate investing is whether it’s better to flip properties for quick profits or buy and hold for long-term passive income. There’s no one-size-fits-all answer. The right path depends on your financial goals, risk tolerance, and available resources. For new and experienced investors...
In today’s uncertain economy, more people are turning to real estate not just as an investment, but as a business that can generate long-term income and financial stability. Rental properties, in particular, offer a unique combination of recurring cash flow, property appreciation, and tax benefits—all while building equity. But creating...
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