Custom Loan Programs to Fit Unique Clients

If you are looking to finance your next real estate project, eFunder has you covered.

With a team of experienced professionals and a streamlined approval process, we ensure quick access to the funds you require. Whether it’s residential, commercial, or mixed-use, eFunder has the expertise and resources to make your vision a reality. Unlock the potential of your next real estate endeavor with eFunder’s exceptional customer service and competitive interest rates today.

Services

Without Further Ado, Let’s Dive Into the Loan Programs

Helping You Fund Your Next Property Flip

eFunder offers tailored financing solutions for house flipping, catering to both new and experienced real estate investors. With leverage options of up to 80% LTV for new investors and 90% LTV for experienced ones, our loans are designed to match your credit score and experience. We make the loan process smoother. With competitive rates starting at 7.65%, up to 100% coverage for rehab costs, and loans ranging from $100K to $5M, we provide the resources you need to succeed in your property-flipping ventures. Let us assist you with your fix-and-flip projects today.

  • Up to 90% of Purchase
  • Up to 100% of Rehab
  • Competitive Rates
  • Loans $100K – $5M

Rental Loans

eFunder is a nationwide commercial mortgage brokerage offering turnkey rental financing for 1-4 unit residential investments to true commercial properties. Our lending parameters vary based on property type, location, and lender, ensuring tailored solutions. To qualify, provide essential documentation for yourself and the property. Our expertise simplifies the process, making securing financing for your rental properties seamless. Our broker fee is two points (2% of the loan amount) on loans over $100,000, four points on loans under $100,000, or a minimum commission of $2,000 with a $475 admin fee and $20 wiring fee.

  • Up to 80% LTV
  • Up to 80% on Cash-Out Refi
  • Competitive Rates
  • Loans $100K – $5M

Small Balance Commercial

eFunder provides commercial financing options designed specifically for mix-use, 5+ multi-family units, strip malls and shopping centers, office buildings, and other types of commercial properties. Our customized quotes are based on a variety of criteria so every offer we make is optimized to match the unique needs of the investor, location, and type of property. At eFunder, we believe every investor should have an opportunity to receive fair, competitive rates despite their level of experience. Our broker fee is two points (2% of the loan amount) on loans over $100,000, four points on loans under $100,000, or a minimum commission of $2,000 with a $475 admin fee and $20 wiring fee.

  • Up to 80% of Purchase
  • Up to 80% on Cash-Out Refi
  • Competitive Rates
  • Loans $100K – $5M

Bridge Loans

eFunder’s bridge loans provide investors with instant cash (up to $5M) to finance immediate short-term needs such as buying a new property before finalizing the sale on a current development, covering renovation costs, or serving as a down payment on a long-term loan. This type of financing requires collateral backing untilthe investor is in a position to secure more permanent financing and/or remove an existing obligation. We take the complication out of the equation by making the loan process simpler, smoother, and easier for investors based on their credit score,project needs, and level of experience.

  • Transition and Stabilize Your Assets
  • Up to 80% LTV
  • Competitive Rates
  • Loans $250K – $5M

SBA Loans

Small Business Administration loans provided by eFunder are government-guaranteed loans designed to help small businesses secure reliable financing. Although SBA loans come with stringent requirements and a longer processing time than conventional loans, their low interest rates and long repayment terms make them ideal for small businesses. eFunder provides customized, competitive rates depending on whether an investor requires an all-purpose 7A general loan or a specific 504 loan for the purchase of a fixed asset such as real estate or equipment.We’ll work with you to determine your business needs and find you the best rate.

  • SBA 504
  • SBA 7A
  • ​Owner Occupied Business Owners
  • Must Occupy 51%
  • Low Rates

Equipment Financing

eFunder offers two types of equipment financing options for businesses that need to conserve their working capital by distributing equipment costs over a period of time instead of one lump sum upfront. The first is an equipment loan, which enables the business to purchase the equipment while using it as collateral until the loan is repaid. The second option is an equipment lease, which allows the lender to buy the equipment and rent it to the business for a monthly fee until the end of the lease term, at which point the business may purchase the equipment at a reduced price. Financing parameters vary depending on the type of equipment, projected lifespan, and stability of the business.

  • Fast Approval Within 72 Hours
  • Highly Competitive Rates & Terms
  • Loans $5K – $10M
  • Minimum 1 Year in Business
  • Approval Possible with Credit Challenges

Ready to Get Started?

Our Consultations are FREE. Schedule an Appointment and Meet the eFunder’s Team

FAQs

Frequently Asked Questions From Past Clients

01 // For what can I use my line of credit for?

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Fix & Flip Quick Application

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Subject Property Information

Rental Quick Application

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Subject Property Information

Small Balance Quick Application

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Subject Property Information

Bridge Loans Quick Application

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Subject Property Information

Purchase, Refinance, Cash Out Refinance, Fix and Flip, Bridge, Ground Up Construction

SBA Quick Application

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Loan Information

Equipment Financing Quick Application

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Loan Information