Fast, Flexible Financing for Pittsburgh Real Estate Investors

Direct Lending for Fix-and-Flips, Rentals, Multi-Family & New Construction


When banks say no, eFunder Capital says yes—with direct funding solutions tailored for Pittsburgh investors.

Whether you’re scaling your portfolio, refinancing properties, or funding your next big deal, our expert team makes securing capital fast, simple, and stress-free.

As Pittsburgh’s Trusted Direct Lender, we offer:

Fast Approvals – Pre-approvals in 24-48 hours
Local Expertise – Deep knowledge of Pittsburgh’s real estate market

Serving Pittsburgh Investors: Whether you’re investing in Lawrenceville, East Liberty, Shadyside, Monroeville, Murrysville, Penn Hills, Plum, Wexford, Cranberry, Sewickley, Upper St. Clair and beyond, we provide the funding to fuel your growth.

Ready to Fund Your Next Deal?
Apply Now for direct lending or Book a Free Consultation with our Pittsburgh team!

$500M+

Total Assets Financed

95%

Loan Rate Approval

<72 Hours

Funding Seed

The Power of Real Estate Investing with eFunder Loans

At eFunder Capital, we’re dedicated to empowering Pittsburgh real estate investors with fast, flexible financing tailored to your goals. Whether you’re a seasoned investor expanding your portfolio or just getting started, our direct lending solutions make funding fix-and-flips, rental properties, and multi-family investments simple and stress-free.

As Pittsburgh’s trusted direct lender, we offer:
Fix-and-Flip Loans – Up to 100% rehab financing with fast approvals
Long-Term Rental Loans – 30-year terms for cash-flowing properties
Multi-Family – Ideal for Pittsburgh’s growing market
Ground-Up Construction Loans – Build new projects with up to 90% LTC

With eFunder Capital, you gain more than just funding—you gain a trusted partner committed to helping you scale, grow, and succeed in Pittsburgh’s competitive real estate market.

Investing in Pittsburgh? We’re Here to Help.
From Lawrenceville to South Side, Shadyside to East Liberty, Monroeville, Murrysville, Wexford, Cranberry we provide local expertise and direct funding to help you maximize your investments.

Apply Now or Book a Free Consultation to find the right loan for your next deal!

Diverse Loan Programs Tailored toYour Success

Our expert Pittsburgh, Pennsylvania team is committed to helping you thrive in the competitive real estate market.

Fix n Flip/Rent

Short-term financing for the purchase & rehab of 1-4 unit non-owner occupied properties

  • Up to 90% of purchase
  • Up to 100% of Rehab
  • Competitive Rates
  • Loans $100K – $5M

Rental Loans

Long-term financing for investors who are holding properties for rental income

  • Up to 80% of purchase
  • Up to 80% on cash-out refi
  • Competitive Rates
  • Loans $100K – $5M

Small Balance Commercial

Long-term financing for mixed-use, multi-family, small balance commercial

  • Up to 80% of purchase
  • Up to 80% on cash-out refi
  • Competitive Rates
  • Loans $100K – $5M

Bridge Loans

Short-term financing for the purchase & rehab of non-owner occupied properties

  • Transition and stabilize your assets
  • ​Up to 80% LTV
  • Competitive Rates
  • Loans $250K – $5M

SBA Loans

Government-guaranteed loans for small businesses that utilize at least 51% of the property space

  • SBA 504
  • SBA 7A
  • Owner-Occupied Businesses
  • Must Occupy 51%
  • Low Rates

Equipment Financing

Loans & leases to distribute equipment costs over a period of time rather than one upfront purchase

  • Fast approval within 72 hours
  • Highly competitive rates and terms
  • ​$5,000 to $10,000,000
  • Minimum 1 year in business
  • Approval possible with credit challenges

Charting Your Course to Real Estate Terence Young's YouTube Series

In this engaging series, Terence shares invaluable insights and time-tested strategies to empower aspiring and seasoned investors alike. With real-life examples and a supportive community, Terence navigates you through the dynamic world of real estate, helping you discover hidden opportunities and embrace a mindset of abundance. Subscribe now!

Terence Young's Journey to Real Estate Triumph

Welcome to my real estate journey! I’m Terence Young, a passionate commercial mortgage broker dedicated to helping people achieve their investment dreams through exceptional funding solutions. Inspired by Winston Churchill’s words, “We make a living by what we get, we make a life by what we give,” I’ve made it my mission to empower others in the dynamic world of real estate.

From Challenges to Triumphs

In my early days as a real estate investor, I faced the same challenges many of you might encounter today. Despite ambitious goals, securing the right funding was a constant struggle. Traditional banks hesitated with fix-and-flip loans, and hard money lenders imposed excessive fees that threatened my profits. Looking back, I know how invaluable it would have been to have someone like me—an experienced investor and broker—to guide me past these obstacles and unlock the best financing options.

The Spark That Started It All

In 2004, while working in corporate America for a national retailer, I found myself unfulfilled. Late-night real estate infomercials sparked a desire for something greater. Determined to change my life, I took a leap of faith and purchased my first property to flip. Like any newcomer, I faced my share of challenges, but those early days taught me the power of equity appreciation. Refinancing that first property and pulling out $26,000 was a turning point—it solidified my belief in the transformative potential of real estate.

A Career Built on Experience and Giving Back

Over the years, I’ve explored nearly every facet of real estate, from wholesaling and fix-and-flips to becoming a landlord. These experiences shaped my perspective and taught me the value of streamlined systems for success. My time with Fortune Builders allowed me to coach others, further fueling my passion for helping aspiring investors overcome barriers and achieve their dreams.

Join Me on This Journey

Today, I invite you to join me on this journey to real estate triumph. Together, we’ll navigate the ever-changing world of property investment, uncover hidden opportunities, and chart a course to financial prosperity. Whether you’re a seasoned investor or just starting out, I’m here to guide you every step of the way.

Terence Young

Pittsburgh Fix-and-Flip-Funding Blueprint

Download The Ultimate FIX-AND-FLIP Funding Blueprint: A Step-by-Step Guide To Securing Private Loans Quickly

Introduction

Pittsburgh is one of the hottest real estate markets for fix-and-flip investors, with a mix of historic homes, emerging neighborhoods, and high demand for renovated properties. But if you’ve ever tried to finance a flip through a traditional bank, you know the struggle—strict lending requirements, slow approvals, and rigid loan terms can keep you from acting fast on great investment opportunities.

That’s why private financing is the key to flipping houses successfully in Pittsburgh’s competitive market. Welcome to The Ultimate FIX-AND-FLIP Funding Blueprint, your step-by-step guide to securing fast, flexible private loans designed specifically for real estate investors in the Steel City. Whether you're flipping a classic brick rowhouse in Lawrenceville, restoring a Victorian in the North Side, or rehabbing a duplex in East Liberty, this guide will show you exactly how to get funded quickly—without the roadblocks of traditional lenders.

Reviews

Find Out What Our Past Clients Are Saying

“Terence has been amazing in helping me find funding for my real estate deal in Pittsburgh. It was quite a complicated deal because it involved repurposing existing eight unit building and turning it into four single-family townhouses. So it was multiple stages to it and Terence got me a rate that I couldn’t have found on my own”
Jeff V.
“So for anyone who is looking to either getting into real estate or someone who wants to expand their portfolio, Terence is definitely someone that you want to have on the financing team”
Jeff G.
“The e-funders family did an amazing job on every deal that I've done. Everything ran smooth perfectly flowed and I'm so satisfied with your service.”
Darwin C.
“Great service, great close, and won’t let you sign up for a bad deal”
Darvin G.

Daily Tips to Understand Real Estate Investments

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When it comes to funding your next real estate deal, choosing the right loan product can make or break your investment. Whether you’re eyeing your first rental property or scaling a growing portfolio, understanding your financing options is key. Two common paths you’ll encounter? DSCR loans and conventional mortgages. Each...

One of the most common questions in real estate investing is whether it’s better to flip properties for quick profits or buy and hold for long-term passive income. There’s no one-size-fits-all answer. The right path depends on your financial goals, risk tolerance, and available resources. For new and experienced investors...

Schedule Your Appointment Today!

Phone calls or Zoom meetings are available by appointment only. Dial +1 412-307-9211 to talk to our team directly, or click here to schedule a Zoom call for a virtual meeting at your convenience.

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